Final Expense · Medicare

Pay for applications, not the call.

Live Final Expense and Medicare callers, sent straight to your agents. Your agent takes the call and works the caller. If they don’t submit an application, you don’t pay.

  • No application, no charge
  • Callers screened first
  • Every call recorded
  • Only your licensed states
The Life Leads Plus portal showing agents who are ready, on a call, and their calls and applications today

What a call costs

The call is free. The application is where you pay.

Your agent gets the caller live and works the conversation. You’re charged only when they submit an application.

  1. Step 1: Caller connects

    $0. A screened caller is transferred live to your agent.

  2. Step 2: Your agent talks

    $0. Take as long as the call needs.

  3. Step 3: No application?

    $0. Not interested, not ready, hung up. You pay nothing.

  4. Step 4: Application submitted

    From $199. The one thing you’re charged for.

Pricing

Pay per application or pay per call.

Pay per application: you’re charged only when an agent submits one. Pay per call: calls that end inside your buffer are free. Both are prepaid, with no surprise invoices.

Short calls are free

Pay per call

  • Final Expense

    Starts at

    $25 per billable call

  • Medicare

    Starts at

    $25 per billable call

Price depends on: States · Ages · Buffer time

Your final price depends on your filters: states, ages and buffer time.

  • Calls that end inside your buffer are free
  • Take calls on your phones, your dialer or the portal
  • Every call recorded in your call log
  • Prepaid balance. No surprise invoices.

Not sure which fits? Choose ‘Not sure yet’ on the application and we’ll recommend one.

Caller qualification

Callers are screened before your agent picks up.

Every caller answers five questions first. If they don’t qualify, they never reach your agents. Your team sells instead of screening.

  1. Interested in final expense

    Confirmed interested in final expense coverage before transfer.

  2. Not in a nursing home or assisted living

    Confirms they don’t live in a nursing home or assisted living facility.

  3. Makes their own financial decisions

    Confirms they don’t need a power of attorney to make financial decisions.

  4. Age 40 to 85

    Confirms they’re between 40 and 85.

  5. Agrees to speak with a licensed agent

    Agrees to talk with a licensed agent about their plan options.

  • Only from your licensed states
  • Only during your delivery hours
  • Live transfers, not lead lists

Your controls

You set the rules.

Your states. Your hours. Your daily cap. Calls never arrive outside them.

  • Your states

    Only callers in states where your agents are licensed.

  • Your hours

    Calls only arrive while your agents are working.

  • Your daily cap

    Pick how many calls you want a day. Change it whenever.

  • Every call recorded

    Listen to what your agent said and what the caller said.

  • Prepaid balance

    You fund it and you control it. No surprise invoices.

  • Monthly statements

    A clean statement for every month, ready for your accountant.

FAQ

Questions agency owners ask

Quick answers before you start.

How are Final Expense callers qualified?

Each caller says they’re interested in final expense coverage. They also confirm they don’t live in a nursing home or assisted living facility, don’t need a power of attorney to make financial decisions, are between 40 and 85, and will talk with a licensed agent about plan options.

Who else handles my calls?

No outside vendors sit between the caller and your agent. Screening, routing, transfer, recording and your portal all run in one closed system.

How much does it cost?

Pay per application starts at $199 per submitted application for Final Expense and Medicare, and your rate moves up or down with your agents’ conversion. Pay per call starts at $25 per billable call for both, and your final price depends on your states, caller ages and buffer time.

All questions