Pay per application
No application, no charge.
Your agents take live, screened callers and work the conversation. If no application gets submitted, the call costs you nothing.
Starts at
$199 per submitted application
- Final Expense from $199
- Medicare from $199
Your rate goes up or down with your agents’ conversion.
Get your pay per application rateHow it’s counted
One charge: the submitted application.
Your agent logs the application during the call. That’s the only thing you’re billed for.
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Step 1: Call connects
A screened caller transfers live to your agent.
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Step 2: Your agent answers in a browser
No phone system and no dialer.
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Step 3: Application logged on the call
Your agent logs it before they hang up.
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Step 4: You’re charged
One charge from your prepaid balance. Calls that don’t close cost nothing.
Caller qualification
Callers are screened before your agent picks up.
Every caller answers five questions first. If they don’t qualify, they never reach your agents. Your team sells instead of screening.
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Interested in final expense
Confirmed interested in final expense coverage before transfer.
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Not in a nursing home or assisted living
Confirms they don’t live in a nursing home or assisted living facility.
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Makes their own financial decisions
Confirms they don’t need a power of attorney to make financial decisions.
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Age 40 to 85
Confirms they’re between 40 and 85.
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Agrees to speak with a licensed agent
Agrees to talk with a licensed agent about their plan options.
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Interested in Medicare
Confirmed interested in Medicare plan options before transfer.
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Has Medicare Parts A and B
Confirms they have Medicare Parts A and B.
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Not in a nursing home or assisted living
Confirms they don’t live in a nursing home or assisted living facility.
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Makes their own financial decisions
Confirms they don’t need a power of attorney to make financial decisions.
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Agrees to speak with a licensed agent
Agrees to talk with a licensed agent about their plan options.
- Only from your licensed states
- Only during your delivery hours
- Live transfers, not lead lists
Full visibility
See every application you paid for.
Each application sits next to the call it came from, recording included. Nothing gets charged that you can’t see.
- Carrier, face amount and premium on every application
- The call and recording behind each one
- Closing percentage by agent and by day
Your rate
Starts at $199. Moves with your conversion.
Every program starts at $199 per submitted application for Final Expense and Medicare. Your rate follows your agents’ conversion, so what you pay tracks what they close.
From $199
Per submitted application, Final Expense or Medicare.
Moves with conversion
Your rate goes up or down as your agents’ conversion changes.
Prepaid
Fund your balance up front. Each application draws from it. No invoices.
What you need
What you need to start.
No dialer or phone system required.
Licensed agents
Licensed in the states you want calls from.
A browser
Your agents take calls and log applications right in the portal.
A prepaid balance
Fund it once and top it up from the portal whenever you need.
FAQ
Questions agency owners ask
Common questions about pay per application.
Do my agents need a dialer?
No. They take calls in the portal, in their browser.
What if an agent forgets to log an application?
Every call and every application show side by side in your portal, so a call without an application stands out.
Can I switch to pay per call later?
Yes. Tell us and we’ll move your program.
Get started
Your agents take the calls. You pay for applications.
Tell us your states, how many agents you have and how many calls a day you want. We’ll send your rate and your agreement.